Terms of Use

Savings.com.au

Your use of the Savings.com.au website and any other digital media (including but not limited to social media and email) means that you accept the terms and conditions set out on this page.

The content provided in the Savings.com.au digital media is a guide only and may not be complete for your purposes. Savings.com.au does not guarantee the accuracy of any information on Savings.com.au digital media and recommends that you confirm it with third party providers before making any final decisions or acting on it. Third party product and service information is for information purposes only and must be confirmed with the company quoted.

Copyright

Savings.com.au digital media is owned by Savings.com.au and hence is subject to copyright. This media may also contain material which has been provided to Savings.com.au by third parties which is also subject to copyright. Savings.com.au takes no responsibility for the use of content provided on its digital media.

Reference to any products, services or other information, by trade name, trademark or otherwise does not constitute or imply endorsement, sponsorship or recommendation of them by Savings.com.au, and does not constitute or imply endorsement, sponsorship or recommendation of Savings.com.au by the respective trademark owner.

You may not reproduce, transmit, disseminate, sell, or publish information on Savings.com.au digital media without prior written permission from Savings.com.au (except as permitted by the Copyright Act 1968), provided that you may use the information for your private or internal purposes.

Savings.com.au digital media may contain links to other websites. Such links do not constitute an endorsement or recommendation of any material on those linked websites or any third party products and services offered by, from or through those sites.

Liability Disclaimer

Although much attention has been given to ensure the reliability of any statements of opinion or general observations provided by Savings.com.au, Savings.com.au gives no warranty in relation to statements and information contained in the Savings.com.au digital media and disclaims all liability arising from any persons acting on the information and statements contained therein.

Referrals

Savings.com.au’s website allows the audience to click on a range of content and be referred through to a third party’s website, where you may find more information about their products and services. These referrals may or may not be monetised. If you do not accept these terms and conditions you should cease using the Savings.com.au website.

If you choose to use a referral from the Savings.com.au website, you agree with Savings.com.au that:

we are merely referring you to the third party provider for further information about the financial product or service;
the third party provider is a financial product provider, selling its own financial products and services;
the third party provider is not our employee, contractor or agent, and we will have no liability to you in relation your dealings with the third party provider including any advice or recommendations it may make;
you will make all arrangements in relation to services you require from the third party provider and you will be responsible for all fees and charges (if any) payable in relation to any product or service you acquire from the third party provider;
we make no recommendation to you about the skills, expertise or suitability of the third party provider for your purposes. You should consider seeking advice from a qualified financial adviser prior to proceeding;
a Product Disclosure Statement relating to the product you are interested in should be obtained and considered before making any decision about whether to acquire the product. Refer to the relevant Financial Services Guide or Credit Guide.
we may receive a payment in relation to the referral. For more information see How We Get Paid; you have read and accept the terms of Savings.com.au’s Privacy Policy and these website Terms of Use.

General Advice

Savings.com.au Pty Ltd ACN 161358363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee, Number 515843, of Level 40, 123 Eagle Street, Brisbane Qld 4000.

Any Savings.com.au published content constitutes general advice only, and does not take into account your individual investment circumstances or needs. Content provided on Savings.com.au digital media does not constitute financial, taxation or other professional advice and should not be relied upon as such. Savings.com.au recommends that before making any financial decision, you seek advice from a suitably qualified professional adviser.

Savings.com.au may receive a fee for products which are displayed as 'Featured', ‘Promoted’ or ‘Sponsored’.

The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, yourmortgage.com.au, yourinvestmentpropertymag.com.au, and Performance Drive are part of the InfoChoice Group. In the interests of full disclosure, the InfoChoice Group are associated with the Firstmac Group. Read about how InfoChoice Group manages potential conflicts of interest, along how we get paid.

Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG). The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.

Explore the InfoChoice Group network: InfoChoice · Your Mortgage · Your Investment Property · Performance Drive

Our company, Savings.com.au, has obtained accreditation as a data recipient for the Consumer Data Right (CDR). You can view our CDR policy by clicking on this link.

Important information

Savings.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At Savings.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $400,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

Savings.com.au is proudly part of the InfoChoice Group, which includes InfoChoice.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by Savings.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au’s Financial Services and Credit Guide (FSCG).